RALEIGH, N.C.  – North Carolina coastal homeowners saddled this spring with huge increases in their insurance premiums, deductibles and surcharges are seeking help from state lawmakers.

A state Senate committee on Tuesday considers a bill that would temporarily freeze the increased insurance costs. Residents along the North Carolina coast are facing homeowners insurance premium increases of up to 30 percent.

Also Tuesday, a House judiciary committee will consider a bill that would stop any surpluses collected by the state-backed insurance pool called the Beach Plan from being distributed back to the insurance companies that paid into the fund.

Behind closed doors, legislative leaders are crafting a deal between coastal interests and the insurance industry.